Team

At Financial Solutions of Michigan, we believe our teamwork approach adds a broader perspective to all we do and provides increased benefits to our clients.

We can help you address:

  • Investing principles and strategies
  • Retirement investing and distribution strategies
  • Estate conservation issues
  • Risk management analysis

We also can answer your questions, including:

  • Can I retire early?
  • Are my investments working hard enough?
  • What’s a good approach for college savings?
  • What are the elements of a sound estate strategy?
  • Do I have enough life insurance for my family?

Our experienced professionals have helped many people just like you with similar issues and concerns. We can help you create an approach that is designed to address your individual situation.

 

Bob Rutkoske

LPL Registered Principal / Branch Operations Manager

(248) 792-9050 ext. 103

(248) 792-6734

robert.rutkoske@lpl.com

Licenses: Series 6, 07, 24, 63, 65 registrations held with LPL Financial and Michigan Life, Accident, Health Insurance

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Cristina Bortolotti

Receptionist

(248) 792-9050 ext. 100

(248) 792-6734

c.bortolotti@lpl.com

Joined FSM team 2018 - 2020. Re-joined the FSM team in 2022.

Cristina lives in Troy, Michigan. She has 2 sons and one daughter. She spends her non-working time helping her children, extended family and friends. 

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Daniel J Cetnar, CFP®

LPL Investment Advisor Representative

(248) 792-9050 ext. 108

(248) 792-6734

dan.cetnar@lpl.com

Licenses: Series 7, 63, 65 held with LPL Financial, and Michigan Life, Accident, Health Insurance

CERTIFIED FINANCIAL PLANNER™ professional

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Gail Lacroix

Client Services Assistant

(248) 792-9050 ext. 111

(248) 792-6734

gail.lacroix@lpl.com

Bachelor of Applied Science, Major in Commercial Art – Minor in Marketing, from (CMU) Central Michigan University

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Gina Longo Cetnar, CFP®

LPL Registered Principal

(248) 792-9050 ext. 110

(248) 792-6734

gina.cetnar@lpl.com

Licenses: Series 7, 24, 66 registrations held with LPL Financial and Michigan Life, Accident, Health Insurance

CERTIFIED FINANCIAL PLANNER™ professional

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Joseph D. Longo CLU, CFP®, LUTCF, LIC, RFC

President/CEO, LPL Registered Principal / Branch Manager, Founder of Financial Solutions of Michigan Inc.

(248) 792-9050 ext. 105

(248) 792-6734

joseph.longo@lpl.com

Licenses: Series 7, 24, 63, 65 registrations held with LPL Financial and Michigan Life, Accident, Health Insurance

CERTIFIED FINANCIAL PLANNER™ professional

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Mel E. Rutkoske RFC, CKA ®

LPL Financial Consultant

(248) 792-9050 ext. 106

(248) 792-6734

mel.rutkoske@lpl.com

Licenses: Series 6, 22, 63, 65, and registrations held with LPL Financial and Michigan Life, Accident, Health Insurance

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Susan E Haffey

LPL Registered Administrative Associate, Branch Marketing Associate

(248) 792-9050 ext. 102

(248) 792-6734

susan.haffey@lpl.com

Licenses: Series 6, 07, 63, 65 registrations held with LPL Financial and Michigan Life, Accident, Health Insurance

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